Built for underserved communities
Pay Over Time.
Support Local Businesses.
Shop now, split your payments into manageable installments, and earn rewards at participating businesses in your community.
No hidden fees
Build payment history
Community rewards
How It Works
Four simple steps to flexible payments
Step 1
Discover
Find participating local businesses in your community.
Step 2
Select QaybPay
Choose QaybPay at checkout — online or in store.
Step 3
Split it
Split your payments into manageable installments.
Step 4
Earn rewards
Get rewards for future purchases with every order.
Benefits
Built for both sides of the counter
For Consumers
Shop confidently, pay flexibly
- No hidden fees
- Flexible payment plans
- Community rewards
- Mobile-first experience
- Build responsible payment history
For Merchants
Grow your business in your community
- Increased sales
- Higher average order value
- Repeat customers
- Merchant analytics dashboard
- Rewards management tools
Participating Businesses
Use QaybPay across your neighborhood
From the corner store to the auto shop — flexible payments anywhere your community shops.
Restaurants
Family-owned eateries & cafés
Grocery Stores
Local & specialty markets
Auto Repair
Trusted neighborhood mechanics
Medical Clinics
Care that fits your budget
Retail Stores
Boutique & community retail
Professional Services
Legal, accounting & more
Join the Movement
Be first to access QaybPay
Join our waitlist and we'll let you know the moment QaybPay launches in your community.